📊 Balance Sheet Analysis Tool
Professional Financial Ratio Calculator for Students, Accountants & Business Owners
Enter Balance Sheet Data
Analysis Results
Enter your balance sheet data and click "Calculate Financial Ratios" to see detailed analysis with liquidity ratios, solvency ratios, and working capital metrics.
Understanding Balance Sheet Analysis
🔍 What is Balance Sheet Analysis?
Balance sheet analysis examines a company's financial position by evaluating assets, liabilities, and equity. It helps assess liquidity, solvency, and overall financial health through key financial ratios.
💧 Liquidity Ratios
Current Ratio: Measures ability to pay short-term obligations. Ideal range: 1.5-3.0
Quick Ratio: Tests immediate liquidity without inventory. Ideal: Above 1.0
💪 Solvency Ratios
Debt-to-Equity: Shows financial leverage. Lower is better (below 2.0 is healthy).
Debt-to-Assets: Percentage of assets financed by debt. Below 50% is preferred.
📈 Working Capital
Working capital (Current Assets - Current Liabilities) represents operational liquidity. Positive working capital indicates the company can cover short-term obligations.
👨🎓 For Students
Perfect for learning financial analysis, accounting principles, and ratio interpretation. Use this tool to practice balance sheet evaluation and understand real-world financial metrics.
💼 For Business Owners
Monitor your company's financial health, assess creditworthiness, and make informed decisions. Regular analysis helps identify financial strengths and areas needing improvement.